{"title":"Insured Damage ","subtitle":"","body":"\u003cstyle\u003e\n    tr{\n    vertical-align: top;\n    }\n    li{\n    style=\"font-size: 15px; font-weight: normal;\"\n    }\n\u003c/style\u003e\n\u003ctable style=\"border: 1px solid #d3d3d3; width: 100%;\" cellspacing=\"1\" cellpadding=\"8\"\u003e\n    \u003ctbody\u003e\n        \u003ctr\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSection of Policy Wording \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eSub-Section \u003c/h4\u003e\n            \u003c/th\u003e\n            \u003cth style=\"background-color: #00539b;\"\u003e\n            \u003ch4 style=\"text-align: center; color: #ffffff;\"\u003eWhat\u0026rsquo;s Changed?  \u003c/h4\u003e\n            \u003c/th\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e5.1 Definitions   \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e20) Insured damage \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the definition of \u0026ldquo;insured damage\u0026rdquo; to clarify that it is not referring to the event or cause of the damage, but the resulting damage for which the policy offers coverage. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1.11 What\u0026rsquo;s Covered    \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e2) Civil authority preventing access  \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the wording for this coverage to clarify that if a civil authority prevents you from accessing your home due to damage at a nearby property, the cause of the damage must be insured by your policy for this coverage to apply. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\" rowspan=\"2\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e1.10 Extra Coverage    \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e16) Strata Protection Coverage\n            \u003cbr /\u003e\n            \u003cbr /\u003e\n            b) Strata property damage \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the wording for this coverage to clarify that if your strata corporation assesses property damage costs to you due to property damage of a strata building or property, the cause of the damage must be insured by your policy for this coverage to apply. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e17) Strata Insurance Deductible Coverage \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the wording for this coverage to clarify that if your strata corporation assesses any share of their insurance deductible to you due to property damage of a strata building or property, the cause of the damage must be insured by your policy for this coverage to apply.\u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\" rowspan=\"2\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eSection 3 \u0026ndash; Optional Extras    \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e3.8 Bareland Strata Protection Coverage\n            \u003cbr /\u003e\n            \u003cbr /\u003e\n            3) Strata deductible assessment  \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the wording for this coverage to clarify that if your strata corporation assesses any share of their insurance deductible to you due to property damage of a strata building or property, the cause of the damage must be insured by your policy for this coverage to apply.  \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n        \u003ctr\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 25%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003e3.8 Bareland Strata Protection Coverage\n            \u003cbr /\u003e\n            \u003cbr /\u003e\n            4) Strata property damage  \u003c/p\u003e\n            \u003c/td\u003e\n            \u003ctd style=\"background-color: #f2f2f2; width: 50%;\"\u003e\n            \u003cp style=\"font-size: 15px; font-weight: normal;\"\u003eWe\u0026rsquo;ve updated the wording for this coverage to clarify that if your strata corporation assesses property damage costs to you due to property damage of a strata building or property, the cause of the damage must be insured by your policy for this coverage to apply. \u003c/p\u003e\n            \u003c/td\u003e\n        \u003c/tr\u003e\n    \u003c/tbody\u003e\n\u003c/table\u003e","disableFooter":true,"ModalSize":"Large","ID":"d51352e9-0c42-46a9-a236-f77f21377230","__DisplayName":"","Name":"Insured Damage","DisplayName":"Insured Damage","SortOrder":300}